Please note: The online activation system is available during the following hours: Monday – Saturday 7 am to 3 am, and Sunday 7 am to 12:30 am Eastern Time.
Residents of Maryland, Wisconsin, Puerto Rico and the U.S. Virgin Islands are not permitted to apply online. Please complete the Acceptance Certificate you received in the mail.
NOTICE: The JCPenney Online Credit Center is operated by Synchrony Bank, the issuer of the JCPenney Credit Card. We encourage you to read SYNCB's