of Maryland, Wisconsin, Puerto Rico and the U.S.
Virgin Islands are not permitted to apply
online. Please complete the
Acceptance Certificate you received in the mail.
*You will not be held liable in the event of unauthorized use. You agree that
unauthorized use does not include use by a person whom you have given authority
to use the Account or Card and that you will be liable for all use by such a person.
NOTICE: The JCPenney Online Credit Center is operated by Synchrony Bank, the issuer of the JCPenney Credit Card. We encourage you to read SYNCB's