When you use your JCPenney Credit Card online you are protected from any unauthorized charges that may occur as a result of fraudulent activity. In fact, we cover the $50 deductible some other cards require you to pay.
Secure transactions mean peace-of-mind
The JCPenney Online Credit Center uses the Industry Standard Secure Socket Layer technology to encrypt your personal and credit card information online.
*You will not be held liable in the event of unauthorized use. You agree that unauthorized use does not include use by a person whom you have given authority to use the Account or Card and that you will be liable for all use by such a person.