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Welcome to the JCPenney Online Credit Center operated by Synchrony Bank, the issuer of the JCPenney Card. We encourage you to read SYNCB's Privacy Policy (en español Política de Confidencialidad) and Web Site Usage Agreement (en español Contrato de Uso de Sitio Web), which govern the use of the JCPenney Card Online Credit Center. Please note that this privacy policy and web site usage agreement may differ from those of any websites that you may have previously visited.