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Welcome to your Online Credit Center
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*Valid for new accounts only. Subject to credit approval. Some restrictions and exclusions apply. Click here for details. New account discount offer will be sent by mail for approved applications submitted by phone or tablet. To receive the new account discount offer immediately upon approval, please apply at a JCPenney store or online from a desktop computer at

Welcome to the JCPenney Online Credit Center operated by Synchrony Bank ("SYNCB"), the issuer of the JCPenney Credit Card. We encourage you to read our Privacy Policy and Web Site Usage Agreement (en espanol Polîtica de Privacidad (confidencialidad) / Conrato de Uso de Sitio Web) which govern the use of JCPenney Online Credit Center. Please note this Privacy Policy and web site usage agreement may differ from those of any website that you may have previously visited.

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